This time of year self-assessed individuals are reminded of the fast approaching deadline for filing their end of year tax returns. This also presents an opportunity for pension planning and tax avoidance which can go hand in hand. There are the obvious three tax reasons...

‘WARNING: RETIREMENT RUT AHEAD’ If we needed a road sign to tell us something important about what lies ahead for the majority of our retirements, it would read simply ‘Warning: Retirement Rut Ahead’. Rut can give the meaning of furrow or pothole! It’s defined as a...

Losing the ability to earn an income could be a financial headache. Your income is your most important asset as it allows you to maintain your current lifestyle,  if you take a moment to think about it, the money you earn pays for almost everything you have…...

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